Frequently Asked Questions

As one of the premiere factoring companies, Warrenton Capital, LLC, has been helping small businesses succeed for years. Our company was started as an alternative source of funding for businesses that may have been denied traditional small business loans and don’t want to take on the high risk of a merchant cash advance. Warrenton Capital’s invoice factoring program is fast and risk-free. Compared to other factoring companies, we have a high rate of acceptance for growing small businesses.

What is invoice factoring? How does invoice factoring work?

The basics of invoice factoring are simple. An otherwise successful and growing small business may run into cash-flow issues due to slow-paying clients on Net 30, Net 60, or Net 90 terms. If the business could only get paid immediately, they would have the cash flow necessary to grow and expand, hire new employees, handle payroll funding, replenish inventory, or start new projects. That’s where invoice factoring can help. The small business can sell its accounts receivable (invoices) to an invoice factoring company such as American Commercial Capital to get paid right away.

Warrenton Capital can advance 80% of the value of any invoices within 24 hours of approval. Our team will even collect on the invoice from your client so that you can focus on running and growing your business. Once the payment from the client is collected, Warrenton Capital pays you the remaining balance, minus a small factoring fee. It’s a cash-flow sensitive solution designed to give you the support and freedom to succeed.

With its cash-flow unrestricted, a small business can pay suppliers on time, fill more orders in a timely manner, purchase new inventory of products, and accomplish other goals to grow and expand. Getting immediate cash for invoices allows you to focus on what you do best.

Is invoice factoring a loan?

No, invoice factoring is not a loan. Also known as accounts receivable financing, invoice factoring comes with none of the risk involved with small business loans and approval is not based on your business’s credit history — approval is based on the credit-worthiness of your clients or customers. It also does not require covenants or hamper your business with debt that must be paid back with interest. American Commercial Capital buys your invoices outright and lets your business retain its freedom.

Why should you consider Warrenton Capital for invoice factoring?

Warrenton Capital specializes in invoice factoring for staffing companies, construction, machine shops, manufacturing companies, I/T companies, and accounting firms. We provide free consultation, no application fee, and require no long-term contracts. It’s a completely cash-flow sensitive solution built on supporting the success of your business. Your success is our primary goal.

How can I learn more about invoice factoring or get a quote for my business?

If you want to learn more about how cashflow-sensitive invoice factoring can help your business, give us a call at 1-800-851-2477 or fill out our contact form customized for your business.